Financing at Vern Morgan's Auto Sales

Unfortunately Vern Morgan's Auto Sales does not offer "buy-here, pay-here" or sub-prime financing. We do however accept any outside lending or Financial Institutions.

Our vehicles apply to late-model financing standards, with some classic car exceptions. If you have any questions about financing your next vehicle please contact us!

We are a direct lender of Chemung Canal Trust Company and would be glad to get you the best rate guaranteed on your next purchase. Call us today to set up lending and begin credit application. Competitive interest rates and loan-term's are available for qualified buyers.

Where to find us:

Vern Morgan's Auto Sales
10 Ithaca St

Horseheads, NY 14845

Just outside of Historic

Hanover Square!


Phone:  (607) 739-8479

Fax:      (607) 739-8479

Text:     (607) 742-7244

Business hours:

Monday:          8:30am - 5:00pm

Tuesday:         8:30am - 5:00pm

Wednesday:    8:30am - 5:00pm

Thursday:        8:30am - 5:00pm

Friday:            8:30am - 5:00pm

Saturday:       9:00am - 1:00pm

Sunday:          Closed

Other by Appointment

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Vern Morgans Auto Sales and Accessories